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The Problem with High Equity Homeownership

August 1, 2025 by Michelle Magnus Brown

Older couple in front of a house that's for sale with Uncle Sam's hand out for money

It might seem antithetical that high equity would be a problem for homeowners until you dig a bit deeper. For the last several years many potential sellers wanting to sell have not done so because of the "golden handcuffs" of two to three percent interest rates. But due to life circumstances a number of sellers can no longer wait and must now sell. Meanwhile many buyers are stuck on the sidelines by unaffordable home prices, high interest rates, and skyrocketing insurance expenses. This despite recent findings that inventory is at an all time high and the number of sellers has now outnumbered buyers. But there is another set of handcuffs you and your sellers should be aware of and they are far from golden. Here's more on the problem with high equity homeownership: … [Read more...] about The Problem with High Equity Homeownership

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