It's no stretch to conclude that Adjustable Rate Mortgages - known as "ARMs" - could be a viable solution for today's housing affordability crisis. In recent history ARMS accounted for only 4-5% of all mortgage applications, but in April 2025 they reached a high of almost 10%. Buyers are increasingly desperate for ways to break into the housing market and realize the American Dream of home ownership. As such, agents would do well to dig in to the mechanics of ARM loans and get comfortable discussing the basic details. Here's how to talk about ARM loans with your clients: … [Read more...] about How to Talk About ARM Loans with Your Clients